What is Laccoin?
[ Laccoin ] (LAC) is a currency that is supported by Ethereum, allowing banks, underbanked, and unbanked located in the Caribbean and Latin American regions to deposit and invest small loans to each other using the app. their web or mobile wallet. By using LAC debit cards and with access to LAC funds, members can use their LAC cards or use and invest their P2P loans connected to their LAC wallet. . Visa accepts both Visa and MasterCard. This platform hopes to offer a viable currency trading system that will be a better alternative to the traditional banking system.
Laccoin products
To enable it to achieve its goals, the LAC platform will have the following products.
E-wallet LAC
This multi-asset wallet will provide a decentralized and reliable repository of virtual users' virtual money. The wallet will have strong security features to ensure the security of the user's information. Wallets will also provide access to P2P loans.
Peer loans
Laccoin-based users will be able to make peer loans. Users can also come together and if they have high credit rating, they will be able to make small P2P loans. Users with high credit ratings can also apply for loans on this platform.
Laccoin Foundation
This fund is a wealthy electronic money fund that will keep liquid digital coins. The Fund will only be open to the owner of the LAC Token. The portfolio will be well managed, adjusted, diversified and monitored to meet the needs of the LAC Token Owner.
Advantages of Laccoin
Laccoin will provide the following benefits to users.
Affordable remittance system
The current transfer system charges high fees for money transferers, making them expensive. Laccoin would be an easy and affordable way to send international remittance money to Laccoin's other wallet owners. The use of blockchain technology will allow a decentralized platform without intermediaries, which will reduce costs.
Provides services for Underbanked
Many people can not access banking services because most banks are only in big cities and towns. Laccoin will be able to access underbanked with the use of mobile device applications that allow them to access banking services and pay with electronic cards.
Allows the user to access the loan
Traditional financial mechanisms make it difficult for ordinary citizens to access loans because many rules and regulations need to be met. Laccoin will empower citizens in the region by allowing access to loans through non-traditional means. The user's credit score will be generated through the Laccoin purse.
Provide Unbanked and Underbanked with a financial vehicle to build their wealth
Index funds will be opened for LAC token owners. It will have liquid cryptocurrencies, well managed. This will provide a robust, liquid portfolio that will meet the needs of the LAC ecosystem.
Discount LAC
The Laccoin is an electronic money backed Ethereum that pre-sale signs are scheduled for 1 st September 2018. The ICO date will be on 1 st November 2018. This platform will provide 390 million cards LAC in the sale of ICO. The currency accepted during the sale will be Ethereum. The ICO Token price will be $ 0.10.
Details about ICO
ICO - Round
Before opening the ICO to the public, we wanted to give potential investors the opportunity to meet and plan with key investors who want to buy Laccon. The research team wanted to allocate the monopoly bond funds of the companies to those investors who saw the experience and were contacted by Lacco from the official stage.
ICO - Public - Phase 1
Lacco will have an internal supply of 390,000,000 VND, 55% of which will be released to the public in three different phases. The first stage will have 33% of the total number of tokens allocated for sale to the public. Various additional bonuses will also be provided.
ICO - Public - Phase 2
The second phase of the ICO publication campaign will see 20% of the allocation distributed to the public, of which 20% will be reserved for bonus distribution.
ICO - Public - Phase 3
The third stage of the ICO publication campaign will see 10% of the allocation going to the publication, while no distribution will be distributed to reduce the bonus.
Token details
Detailed Description: Provides banking services to banks, banks without banking services and those who do not have access to banking services in the LAC area and its members. LAC abroad
Token ID: LAC
Token Background: The LAC Token is based on Ethereum Blockchain
Auction Date: November 1, 2018
Token rate: available 55%
Project status The beta test has completed successfully
Currency accepted for token: ETH
Team.
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